Just as it sounds, crime insurance coverage protects the church in the event that there is a loss of money or securities. This can occur in many forms such as theft or burglary from an unknown party or even an employee or representative of the church acting dishonestly.
Standard property coverage does not typically covers these types of losses.
Standard property coverage does not typically covers these types of losses. The church is a place of trust and belief in community. However, we handle multiple employee dishonesty claims each year and strongly encourage our churches to put solid practices in place for handling offerings and gifts while also insuring properly in case the safeguards are not fully effective. People in the church often dig deep to give and these gifts should be protected properly.